Africa’s 1st health benefits trading platform
COVA is ensuring timely and accessible medical care for millions across the continent so they don’t have to postpone care until it is too late.
Experience Medical care
like never before
What is CheckUps COVA?
CheckUps COVA is a flexible health plan that gives you up to 4x the value of what you invest. It is designed for everyday Kenyans to access real and quality care without the need for insurance.
How does it differ from traditional insurance?
Unlike traditional insurance, CheckUps COVA works instantly, skips the paperwork, gives you access to fair credit, and brings African-style coverage — you can share your benefits with your mum, dad, or even your chama. And the best part? Your unused benefits never expire.
How to enroll?
Enrolling takes just a few minutes and a few clicks. Everything happens online — it is easy, flexible, and made for you. Just choose how much you want to invest, and you will instantly unlock healthcare benefits tailored to your needs.
How to use the benefits?
Using your benefits is as easy as texting us on WhatsApp. Just tell us what you need, and we will arrange everything — including sending a nurse to your home, office, or wherever you are. You can also track what benefits you have used and what is still available.
How to use the credits?
If you need extra support, COVA connects you to trusted local banks. Just select a financial partner from the platform, apply in a few clicks, and someone will contact you to guide you through. It is safe, simple, and made for your health.
Financial Freedom
Meets Quality Care
At COVA, we’re redefining outpatient care by tackling the three pillars of healthcare: cost, convenience, and quality. Say goodbye to financial stress and hello to innovative microloan solutions that cover your medical expenses.
With our unique blend of health benefits and micropayments, we’re not just reducing loan defaults – we’re boosting treatment compliance and opening doors to a world of additional benefits for you and your family.
In Savings
Households enrolled in 12months
On demand deliveries for medicine till date
We offer health solutions
for businesses and groups
For employers
Reduce the burden of health and medical bills on employees. Our platform enables companies to pay in advance for their workforce’s medical expenses.
For SME’s and families
Plan ahead for medical bills and unexpected healthcare expenses.
Don’t wait until illness strikes your family or threatens your business cash-flow.
Good health should
never costs a fortune
…. but the reality is far from it
5%
Of African households have access to health insurance
20%
Of African households borrow monthly for health bills, corresponding to $500M in 2023 for Kenya
85%
Of Africans are excluded from health insurance, about 300M families
95%
Banked households are uninsured, even though 58% of Africa is banked
Hear what our
patients have to say
COVA helped me and my family. I am eternally grateful to them for the 4X benefits. Even my extended family members were able to partake of the services courtesy of my subscription.
Mukuma Gabriel
Before I became a CheckUps COVA member. I was tired because of the long wait times in the hospital but I appreciated the short times and them coming to me whether at work or my place of work
Akinyi Odhiambo
CheckUps has been my go to hospital since they came to my home and treated me, called to interpret results and deliver medication
Abdi Kadir Muhammad
My mum visited the clinic and she said that the staff at CheckUps were very professional and the care received was of the highest quality.
Anastasia Kipyegon
Being a single mother of four, when CheckUps visited the market I work and introduced the CheckUps COVA, I signed up and till to date, they have not disappointed.
Beatrice Nduku
The clinic’s environment was clean and comforting. The nurses and doctors provided top – notch care