About Us
State-of-the-art Care Centers
At CheckUps, we set out to establish a network of stateof-the-art Urgent Care Centers in Kenya, driven by the belief that everyone deserves access to quality healthcare without worrying about the financial burden.
Our centers are equipped with well-stocked laboratories, pharmacies, comfortable consultation rooms, welcoming waiting areas, advanced imaging departments (X-ray & Ultrasound), and ECG facilities.
“Africa – a continent where every person can access microcredits & quality healthcare instantly, regardless of their bank balance, location, or social status – breaking down the walls of unequal access to credit, care, and convenience.”
“We connect millions of banked-uninsured Africans to instant healthcare microcredits through WhatsApp, unlocking 4x-more healthcare benefits in partnership with a large network of freelance doctors & nurses to accelerate care access and financial inclusion across Africa.”
Your child needs asthma medicine. You have no money!
With COVA, the bank issues a $100 microcredit instantly. That $100 unlocks $400 healthcare value. WhatsApp “COVA” to +254-111-050290.
Value UNLOCKED – Ten WhatsApp consultations. Nurse dispatched on demand nationwide. Full annual lab tests, worth $150. Complete chest diagnostics. One month of chronic medication. Excess benefits shared with grandma!
Bank partners earn 1-1.5% monthly interest. Doctors join our franchise network, earning consistently instead of waiting for hospital scraps.
Win-win-win.
Welcome to Africa’s first health microcredit+benefits trading platform. 100,000 members generate a €35M economic impact. 2,100 jobs created.
Healthcare financing, reimagined for Africa
Sponsored and Backed By
Good health should
never costs a fortune
…. but the reality is far from it
5%
Of African households have access to health insurance
20%
Of African households borrow monthly for health bills, corresponding to $500M in 2023 for Kenya
85%
Of Africans are excluded from health insurance, about 300M families
95%
Banked households are uninsured, even though 58% of Africa is banked
CheckUps COVA!!!
CheckUps COVA is a groundbreaking health financing and benefits management platform. Our platform enables banks, SMEs, and families to finance and unlock 4x more health benefits compared to market prices. By doing so, we minimize delays in care due to financial hardship for their clients, employees, and extended families across Africa.
CheckUps COVA helps clients pay, unlock 4x more value for every $1 paid, and share health benefits with their loved ones. We’re not just a platform; we’re a movement disrupting the way healthcare is financed in Africa.
Meet The CheckUps Team
Dr. Moka Lantum
Cofounder
Dr. Moka Lantum, a visionary in healthtech, is transforming African healthcare as CEO and Co-Founder of CheckUps Medical. This platform provides tech-enabled urgent care and home delivery to over 300,000 uninsured or vulnerable patients in Kenya and South Sudan.
Dr. Lantum’s career includes senior roles at Excellus BlueCross BlueShield and Eastman Kodak, where he led projects optimizing care access and cutting costs through data analytics, saving millions. He founded MicroClinic Technologies, creating Africa’s first government-adopted national electronic medical record system, used in over 200 facilities
An Ashoka Fellow and Foreign Policy Global Thinker, Dr. Lantum’s work attracts strategic partnerships, including with Philips Foundation. His goal is to scale CheckUps into Africa’s first mass-market health brand, promoting sustainability and shared value, and enhancing healthcare access across the continent.
Renee Ngamau
Cofounder
Renee Ngamau brings 20+ years of distinguished legal, operational, and governance expertise, beginning in oil and gas, as Head of Legal for Total’s Kenya subsidiary leading East Africa, before earning her Masters in Banking and Finance Law from the University of London, and working at prestigious Freshfields Bruckhaus Deringer in London, UK.
Transitioning her corporate legal practice in Kenya, she also served as Chairperson of Amnesty Kenya, overseeing membership expansion by over 200%, before election to Amnesty International’s global Board of Directors. There, she oversaw legal and governance, communication, and a €380 million annual budget, spearheading the widely endorsed equitable distribution of resources across the global territory of operations. Her work with CleanStart Africa scaled prison reintegration programs across 7 African countries while successfully lobbying for legislative reforms.
At Checkups Medical, Renee creates sustainable, scalable frameworks for excluded communities, applying her legal acumen to operationalize affordable healthcare solutions.
A Graca Machel Trust Women Advancing Africa Champion, Women Moving Mountains Awardee, and recognized among Avance’s 100 Most Influential Women in Africa, Renee’s integration of commercial expertise with human-centered approaches drives Checkups Medical’s mission of democratizing quality healthcare financing access for all.